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EMI Calculator

Popular

Calculate loan EMI, total interest, and payment schedule. Home loan, car loan, personal loan.

Loan Amount

₹

Annual Interest Rate (%)

Loan Tenure (Years)

₹8,678

Monthly EMI

₹20,82,776

Total Payment

₹10,82,776

Total Interest

Amortization (First 12 months)

Month	EMI	Principal	Interest	Balance
1	₹8,678	₹1,595	₹7,083	₹9,98,405
2	₹8,678	₹1,606	₹7,072	₹9,96,799
3	₹8,678	₹1,618	₹7,061	₹9,95,181
4	₹8,678	₹1,629	₹7,049	₹9,93,552
5	₹8,678	₹1,641	₹7,038	₹9,91,912
6	₹8,678	₹1,652	₹7,026	₹9,90,260
7	₹8,678	₹1,664	₹7,014	₹9,88,596
8	₹8,678	₹1,676	₹7,003	₹9,86,920
9	₹8,678	₹1,688	₹6,991	₹9,85,232
10	₹8,678	₹1,700	₹6,979	₹9,83,533
11	₹8,678	₹1,712	₹6,967	₹9,81,821
12	₹8,678	₹1,724	₹6,955	₹9,80,098

How to use EMI Calculator

1. Paste or type your input in the box above.
2. The tool processes your input instantly — no button click needed in most tools.
3. Copy the output or download the result.

What is EMI?

EMI (Equated Monthly Installment) is a fixed payment made by a borrower to a lender on a specific date each month.

What is the formula for EMI?

EMI = [P × r × (1+r)^n] / [(1+r)^n – 1], where P = principal, r = monthly interest rate, n = loan tenure in months.

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